Fixed Rate Loans
|
| Loan Program |
Why choose it? |
Key Benefit |
| Basic 30/25/20/15 or 10 year fixed rate loan |
You want the stability of a fixed payment over the term of your loan |
Down payments as low as 5% |
Adjustable Rate Mortgages
|
| Loan Program |
Why choose it? |
Key Benefit |
| Basic ARM |
You want to start with a low payment or want to buy a more expensive home |
Down payments as low as 5%, rate adjusts every 6 months or 1 year |
| Fixed Period ARM |
You plan to move or refinance in a few years and want a lower fixed rate during that time period |
Fixed rates available in increments of 3, 5, 7 or 10 years. The rate then adjusts based on the current financial index. |
Jumbo Loans
|
| Loan Program |
Why choose it? |
Key Benefit |
| Large, 30 year fixed rate loans |
You need to borrow up to $2 million |
Down payments as low as 5%
|
FHA/VA Mortgages
|
| Loan Program |
Why choose it? |
Key Benefit |
| Government loans with attractive terms for those who qualify |
Liberal qualifying criteria and a variety of fixed and adjustable rate loans |
Very low down payments |